Hi I rang CIL and explained my concerns about the ambiguous nature of the PDS as it really isnt clear that it covers expandas or anything with canvas ends. I asked them for something in writing and below is what they sent me as they took care of me very well when I nearly burnt down my van I wanted to give them the chance to make me comfortable so I could renew with them. So in short Expandas are covered camper vans are not - lucky I moved from my flamingo
"I appreciate and acknowledge all your concerns regarding the level of coverage on your Jayco Expanda caravan.
As we have received some feedback about this issue we have been liaising with our legal and claims department to ensure we are providing our customers with the correct information.
Both departments have confirmed that our policy will allow for theft to be covered from these caravans, even if entry has occurred via the expandable soft walls. As long as the caravan has some hard wall components then our policy covers you for theft of contents. In this instance, this means that your contents is covered. As always, please refer to the Product Disclosure Statement for more information about your policy coverage.
As a valued CIL customer, I hope that this provides you with much more peace of mind in terms of your insurance policy."